Legal Disclosure

This website, its course materials, and all related content are provided for educational information only about the Method of Verification under the Fair Credit Reporting Act (FCRA). Nothing on this site is legal advice, and viewing or purchasing materials does not create an attorney–client relationship with the site owner, publisher, or contributors. Laws change, differ by jurisdiction, and apply to facts unique to you. Consult a licensed attorney in your state before acting on any information contained here.

No Guarantees

We do not promise or guarantee any outcome, including deletions, corrections, credit-score changes, credit approvals, lawsuit results, or any other result. Outcomes depend on third parties (credit bureaus, furnishers, collectors, regulators, and courts) and facts outside our control. Use of the materials is at your own risk.

Accuracy Stays

Nothing here suggests removing accurate and timely information from a credit report or misrepresenting facts. If information is accurate and supported by competent records, it may remain on your report under applicable law.

Credit Repair Organizations Act (CROA) and Other Laws

If your activities fall under the Credit Repair Organizations Act or similar state laws, you are responsible for complying with all required disclosures, written contracts, cancellation rights, fee rules, and prohibitions on misleading statements. Our materials do not substitute for compliance obligations and are not customized to your business.

Method of Verification, §609, and §611

References to “Method of Verification,” FCRA §611, and FCRA §609 describe general rights recognized by law. They are presented for education only. Use of any sample language or process must be evaluated with your own counsel for your circumstances.

Templates and Course Access

Templates, letters, and step-by-step execution are provided only through the Method of Verification Masterclass & Letters Pack. Using any template or workflow does not ensure legal compliance or success. Adapt and verify with your own counsel as needed.

Limitation of Liability; No Warranties

To the fullest extent permitted by law, the site and materials are provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or non-infringement. We are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost opportunities, or data loss arising from your use of the site or materials, even if advised of the possibility. Where a limitation is not allowed, our total liability shall not exceed the amount you paid for the relevant product.

User Responsibilities

Keep all communications in writing, retain copies, and track dates. Do not admit owing a debt or make payments on old accounts without understanding the potential impact under your state’s laws. You are solely responsible for how you apply the information.

Intellectual Property

All site content, courses, templates, and branding are protected by copyright and other intellectual-property laws. You may not reproduce, distribute, or create derivative works without prior written permission, except as permitted by law for your personal, lawful use.

Refunds, Billing, and Access

Any refund or access terms for the Method of Verification Masterclass & Letters Pack are stated at checkout and in your order confirmation. By purchasing, you agree to those terms.

Changes

We may update this Legal Disclosure at any time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about this Legal Disclosure or requests regarding your purchase can be sent to info@methodofverification.com.